Which type of insurance helps pay for medical care if one causes a car accident?

Bodily injury liability insurance is designed specifically to cover the medical expenses related to injuries that others sustain as a result of a car accident in which the policyholder is at fault. This type of coverage ensures that if you cause an accident and injure another person, the insurance will help pay for their medical bills, lost wages, and other related costs.

This coverage is crucial because it not only helps to alleviate financial burdens from an accident but also protects the policyholder from being personally liable for medical expenses, which can be quite high. In many places, carrying bodily injury liability insurance is a legal requirement for drivers, emphasizing its importance in ensuring that responsible parties can compensate injured individuals without facing devastating financial repercussions.